Choosing the right Medicare coverage is one of the most important steps in protecting your health and financial future. At Godfrey Insurance in Selmer, TN, we guide you through the Medicare process with clarity and care. For over 30 years, our team has helped individuals and retirees make smart, confident choices about their health insurance. We don’t overwhelm you with jargon or push one-size-fits-all plans. Instead, we sit down, explain your options, and help you select a plan that works for your lifestyle and your budget.
Medicare can feel confusing, but with the right guidance, it becomes a tool for security. Our agency gives you the knowledge and support you need to make decisions without stress.
Call
(731) 645-5202 today to schedule a Medicare consultation.
Understanding Medicare Options
Medicare includes different parts, and each plays a role in your coverage. Without help, it’s easy to overlook benefits or miss key enrollment windows. That’s where we step in.
Every person has different health needs, and every plan has details that matter. Our role is to guide you through those details, answer questions, and point out the small print before you commit.
Why Medicare Coverage Matters
Healthcare costs add up quickly. Without proper coverage, you may face high bills that strain your savings. Medicare helps reduce those risks, but only if you choose the right plan.
- Protects Your Retirement Savings From Medical Expenses
- Ensures Access to Doctors, Hospitals, and Prescriptions
- Gives Peace of Mind for You and Your Family
When you work with Godfrey Insurance, you don’t just pick a plan for today. You build a long-term foundation for health and financial stability.
Who Qualifies for Medicare?
Medicare mainly serves people age 65 and older, but younger individuals can also qualify. The main groups include
- Adults 65 or Older Who Are U.S. Citizens or Permanent Residents
- People Under 65 With Disabilities Who Have Received Social Security Benefits for 24 Months or More
- Individuals With End-Stage Renal Disease (ESRD) Who Require Dialysis or a Kidney Transplant
We know these rules can feel overwhelming, especially with different enrollment periods and the risk of penalties. Our team helps clients understand their options, avoid costly mistakes, and choose coverage that fits their needs.
Medicare Insurance FAQs
When should I start the Medicare enrollment process?
You can begin enrolling three months before turning 65. Starting early helps you avoid penalties and gives you time to choose the right plan.
What’s the difference between Medicare Advantage and Medicare Supplement plans?
Medicare Advantage combines coverage into one plan, while Medicare Supplement works with Original Medicare to cover gaps. We explain the differences so you can decide which is best for you.
Can I change my Medicare plan after enrolling?
Yes. During the Annual Enrollment Period, you can review your plan and make changes. We help you compare your options each year to ensure your coverage still meets your needs.
How much does Medicare cost?
Costs vary by plan and coverage level. We review premiums, deductibles, and out-of-pocket costs so you know exactly what to expect.
Start Your Medicare Journey With Confidence
Medicare doesn’t have to be complicated. With Godfrey Insurance, you gain clear answers, practical guidance, and a trusted team by your side. We help you enroll, compare plans, and make adjustments as life changes. Protect your health and your future with coverage that fits.
Call Godfrey Insurance in Selmer, TN, today at (731) 645-5503 to schedule your Medicare consultation.