At Godfrey Insurance in Selmer, TN, we help clients protect every aspect of their health and finances. Beyond Medicare, individual health, and life insurance, we offer dental and vision insurance, cancer insurance, and indemnity hospital coverage to fill gaps that standard plans may leave behind. Our team works with each client to select coverage that meets their unique needs and budget, providing peace of mind for everyday health care and unexpected events.
We take the time to explain every option in clear, simple terms so clients understand how each policy works and how it fits into their overall coverage strategy. With over 30 years of experience, our team ensures that individuals and families in Selmer, TN, have the protection they need.
Call
(731) 645-5202 today to schedule a consultation and explore additional coverage options.
Dental and Vision Insurance
Maintaining dental and vision health is essential, but routine care can be expensive without coverage. Our team helps clients find affordable dental and vision insurance plans that cover preventive care, treatments, and corrective services. Coverage highlights include:
- Routine Dental Exams, Cleanings, and X-rays
- Fillings, Crowns, and Other Restorative Procedures
- Eye Exams, Glasses, and Contact Lenses
- Flexibility to Choose Preferred Providers
We review plan benefits, premiums, and networks with clients so they can choose coverage that fits their needs and keeps costs manageable.
Cancer Insurance
A cancer diagnosis can create financial and emotional stress. Cancer insurance helps protect against the high costs of treatment, hospital stays, and medications. Our team guides clients through available plans, explaining:
- Lump-Sum Payments to Cover Treatment Expenses
- Coverage for Chemotherapy, Radiation, and Other Therapies
- Support for Hospitalization, Surgeries, and Doctor Visits
- Supplemental Benefits to Reduce Out-of-Pocket Costs
We work closely with clients to select a plan that provides security and peace of mind, helping them focus on recovery rather than financial worries.
Indemnity Hospital Coverage
Hospital stays can be costly, and standard insurance may not cover all expenses. Indemnity hospital coverage provides additional financial protection by paying a set amount for each day in the hospital or for specific treatments. Our team helps clients understand:
- Daily Cash Benefits for Hospitalization
- Coverage for Surgeries, Tests, and Procedures
- Benefits That Can Complement Existing Health Insurance
- Options to Tailor Coverage Based on Individual Needs
By offering this coverage, we help clients protect savings and reduce the stress of unexpected hospital costs.
Why Choose Godfrey Insurance?
Our team in Selmer, TN, has over 30 years of experience helping clients secure comprehensive coverage. With additional coverages, we:
Fill Gaps That Standard Health Insurance May Leave
Provide Guidance on Affordable Options
Simplify Complex Policies for Clear Understanding
Support Clients With Ongoing Assistance and Plan Reviews
We focus on clarity and personal service, ensuring clients understand how each coverage option works and how it protects them and their families.
FAQs About Additional Insurance Coverage
Who needs dental and vision insurance?
Anyone who wants to maintain oral and eye health without paying high out-of-pocket costs. We help clients select plans that meet their routine and corrective care needs.
How does cancer insurance complement regular health insurance?
Cancer insurance provides lump-sum or supplemental payments for treatment costs, reducing financial stress. Our team reviews plans to ensure clients have the protection they need.
What is indemnity hospital coverage, and why is it important?
Indemnity hospital coverage pays a daily benefit for hospital stays or procedures. We help clients use it alongside existing health insurance to cover costs that might otherwise be out-of-pocket.
Get Started With Additional Coverage
At Godfrey Insurance, we make it simple to add dental and vision, cancer, and indemnity hospital coverage to your existing plans. Our team guides clients step by step, helping them choose coverage that protects health, finances, and peace of mind.
Call (731) 645-5202 today to schedule a consultation, or visit our Selmer, TN, office to meet our team in person.